I can't Drive 55!!!

I hate when people for whatever reason do not go the speed limit. It happens constantly. It doesn't really bother me so much if you are turning in a block or two, that's understandable but when you are just cruising along at 10 or more under the posted limit because you on you cell phone that really angers me. If you cannot hold a conversation and safely drive, pull off to the side of the road until you are done talking or better yet do not drive at all. You are the ones that cause accidents and drive up rates of insurance. That is all I have for now.